"With a unified mobile payment standard release and implementation of a wide range of product solutions will tend to converge , to further standardize the market , chaotic situation improved ." One of the drafters of mobile payment national standards , China Electronics Standardization Institute senior Geng told Technology Daily reporter said .
As with the financial business development and mobile technology innovations arising from the emerging payment, mobile payment applications involving fairly wide , from chips , cards, mobile devices , POS terminals to the background application management , distribution and key systems, clearing settlement system, involving many aspects of the industry chain . Previously, in order to meet different application requirements , the domestic made a variety of different mobile payment solutions , the lack of uniform technical standards , the industrial chain of various products to achieve a variety of ways , leading to confusion in the market , bring to the mobile payment industry a series of questions .
" To protect the mobile payment industry applications and market healthy and orderly development for various industry applications in basic technical level to provide a unified standard , in 2008 , the National Standards Committee to the National Information Technology Standardization Technical Committee ( referred to as" beacons committee " ) issued a series of five national standard mobile payment plan , covering mobile payments RF interface , card , equipment, multi-application management and security , test methods and other basic technical content . " Geng Li told reporters .
--- Introduction process ---
From planning to introduce standards after five years
"Although the state issued the five national standard plan, but the development process is not easy, the initial rate of progress is not fast , and there are a lot of factors , first of all we have to promote the process of entire applications , market size, application mode , etc., we have different views, large differences of opinion all parties , it is difficult unified, coordinated work very hard all these years we had a lot of painstaking work of communication and coordination . " talked about the process of the introduction of standards , Geng Li recalls.
July 2008 , the beacon Commission formally established the " electronic payment technology based on radio frequency technology standards project team " , the Working Group Secretariat is located in the China Electronics Standardization Institute , members of the unit 21 . November 2009 , the State Golden Card Project multifunction card applications Union has also set up a mobile payment standard working group , China UnionPay for mobile payment standards working group unit of China Mobile, China Telecom , China Unicom , China Electronics Standardization Institute as deputy head of the unit . Secretariat is located in the China Electronics Standardization Institute , members of the unit 40 .
"These two working groups are doing the same thing , and later through coordinated two working groups into one, and jointly promote the standardization of mobile payments ." Geng said, " 2008 , 2009 mainly to develop enterprise-based standards after 2010 CUP and operators to join the formulation of national standards , the parties under the platform of the working group to strengthen coordination and cooperation, from the national, global interests, play to their strengths , seek common ground to jointly promote the formulation of national standards . "
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